About Us
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PRANAMIKA NIDHI Limited” registered under Companies Act 2013 and notified Nidhi Rule 2014, as a Nidhi company by Central Government under Section 406 of Companies Act.
We are the “Pranamika Nidhi Limited” focusing a significant presence in financial services and distribution of financial products such as Pigmy Loan’s (SME Loan) , Loans on Govt Securities, Deposit & LIC Bond’s, Gold Loan and Mortgage Loans to satisfy their varied needs.
Pranamika Nidhi Limited decided to finance the much neglected Small & Medium business Owner & other individuals. The Small & Medium business Owner & other individuals are very honest but the Equity at his command is not sufficient to support the credit levels required to run the shop or other business. We have been with them in their journey of Prosperity as he has been our partner in our business to success and leadership. The Credit-worthiness of the Small & Medium business Owner & other individuals has always been an article of faith. This faith has to guide us future days in financing same natures people.
The distribution of shop owner or other small & medium business owner being scattered among a large number of individuals has resulted it’s very important to us being missed by the institutional radar. It is estimated that 90% of shops in the country are in the hands of individuals.
We are lending for this kind of people, this has been completely neglected by other financial institutions. By this way we keep customer base with our institution long based.
We strongly keep good customer relationship and help them in their financial crises. Mainly we concentrate two tier city & rural customers, En-cash there good faith by giving good services.
Generating good employment to new generation in rural & semi urban areas is one of our Main Mottos.
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Our vision is to became one of the largest nidhi companies in india .Terming this PRANAMIKA NIDHI LTD company as the backbone and support the growth of our Indian economy, in future and our aim is to be amongst the most respected financial service provider and right from the beginning has been following the hermetic principles of trust and a guarantee of fairness and balance which remain the cause of our goodwill .we have truly bridge the chasm between promise and performance.
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Our Vision & Aim
Our Mission
Our first and foremost is to encourage and afford all facilities for cultivating thrift, saving habits and to render financial assistance to our members by receiving long-term and short- term Deposit and particular daily deposit, recurring deposit, fixed deposit and other deposit form the members only and to lend ,grant loans to the members against security and guarantee of terms and conditions as may from time to time prescribed in law under Nidhi Rules.
